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The inclusion of time-various covariates into survival Evaluation has led to higher predictions of some time to default in behavioural credit scoring versions. Even so, when these time-different covariates are endogenous, there are two big difficulties: estimation bias of the survival model and lack of a prediction framework for https://mylesgtpbf.blogsvirals.com/28568296/peter-cornwell-head-an-overview

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