You begin having distributions in retirement, at which level both your original contributions plus the earnings are taxed as regular earnings. Given that lots of retirees gain a lot less than they did while Doing the job, They might be inside of a reduce tax bracket, which means they pay https://retirement-portfolio-dive23347.life3dblog.com/37852374/how-much-you-need-to-expect-you-ll-pay-for-a-good-secure-retirement-planning